Dental Savings Plan
No insurance? No problem!
Did you know that we now offer a dental savings plan right here in our practice for both new and existing patients?
Our Dental Savings Plan is an affordable way that allows individuals and families to keep a healthy smile with substantial savings. You will be able to take care of your whole family’s smiles at an affordable price, even if you don’t have dental insurance!
For more information on how our plan can save YOU money on your needed dental treatment, please click on the link below to see how you can start saving now (no waiting periods!).
Need Dental Financing? CareCredit can help!
We are pleased to offer CareCredit to our patients!
CareCredit is a health, wellness and personal care credit card that you can use to finance the care you want and need without delaying appointments or treatment. CareCredit is a convenient, no initial payment, low monthly payment plan for dental treatments of $1,000 to $25,000.
It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card.
Visit www.carecredit.com to Apply Now.
You'll be smiling brighter in no time!
*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.
Dental Insurance
We accept most out of network PPO dental insurance plans. A PPO plan means that you can choose to see any dentist of your choice, but understand that your benefit level is lower by going out of your dental insurance companies network of doctors. This means you may pay a little bit more to see an out of network dentist. Our office is only contracted with Cigna Total Choice. All other Cigna plans (DPPO, PPO, Advantage & Medicare) are listed as out of network, but on certain plans you would still get their Cigna discounted fee schedule benefit. We recommend you verify this information with your insurance company before your visit. Please familiarize yourself with your insurance plan, paying close attention to co-insurances. Our insurance coordinator will prepare all the necessary forms for your dental benefits and submit your dental claim on your behalf as a courtesy to you. However, we remind you that your specific policy is an agreement between you and your insurance company. It is ultimately the patients responsibility to know what insurance plan you have, what it pays for and whether or not the dentist is in network or not.
Please know that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. We do not render our services on the basis that insurance companies will pay all of our fees. We base our treatment on what is best for you.
Dental Insurance can be a good thing. Millions of people regularly use their benefits when they visit a dentist. Often people are surprised to find that what they expected from their dental plan is not what it actually provides. We will consult with you about your specific plan so you can be more informed about your benefits and any limitations within your plan.
Most patients are unaware of their dental benefits. They feel that similar to medical insurance they will only have to pay a fixed office co pay during their dental visit. Unfortunately, dental benefits are quite different. Insurance companies pay a percentage of expenses depending on the type of service provided. However, when an insurance company says that they cover 100% of a certain service; they mean a 100% based on their fee schedule and not necessarily our office fees. This may leave the patient with a balance toward his or her treatment, in spite of the insurance company claiming to cover 100% of that type of treatment.
Missed Appointments
Unless cancelled at least 24 hours in advance, our policy is to charge for missed appointments at the rate of $50. We understand that unpredictable events can occur unexpectedly. However, understand that missed appointment times are valuable to those patients that may find it hard to come to the dentist at other times. Please help us serve you better by keeping your scheduled appointments. Excessive cancellations and no shows will result in termination of our treatment agreement and your records can be forwarded to another dental office.
Collections
Any account that has not received payment in 90 days will be handed over to a collection agency that will pursue the responsible party for reimbursement. This will negatively impact your credit history and limit the treatment you can receive at our office. There will be a finance charge of 1.5% per month applied on all account balances after 90 days.
Thank you for understanding our financial policy. Please let us know if you have any questions or concerns. We look forward to providing the highest quality dental care in a relaxing and caring atmosphere