Whittle Family Dentistry
Dr. William C. Whittle, Dr. William D. Whittle

Dental Insurance

We accept most out of network PPO dental insurance plans. A PPO plan means that you can choose to see any dentist of your choice, but understand that your benefit level is lower by going out of your dental insurance companies network of doctors.  This means you may pay a little bit more to see an out of network dentist. Our office is in contracted with Cigna DPPO, Metlife, Delta Dental PPO and Delta Dental Premier networks. Please familiarize yourself with your insurance plan, paying close attention to co-pays. Our insurance coordinator will prepare all the necessary forms for your dental benefits and submit your dental claim on your behalf as a courtesy to you. However, we remind you that your specific policy is an agreement between you and your insurance company. It is ultimately the patients responsibility to know what insurance plan you have, what it pays for and whether or not the dentist is in network or not. 

Please know that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. We do not render our services on the basis that insurance companies will pay all of our fees. We base our treatment on what is best for you.

Dental Insurance can be a good thing.  Millions of people regularly use their benefits when they visit a dentist.  Often people are surprised to find that what they expected from their dental plan is not what it actually provides. We will consult with you about your specific plan so you can be more informed about your benefits and any limitations within your plan.

Most patients are unaware of their dental benefits. They feel that similar to medical insurance they will only have to pay a fixed office co pay during their dental visit. Unfortunately, dental benefits are quite different.  Insurance companies pay a percentage of expenses depending on the type of service provided. However, when an insurance company says that they cover 100% of a certain service; they mean a 100% based on their fee schedule and not necessarily our office fees. This may leave the patient with a balance toward his or her treatment, in spite of the insurance company claiming to cover 100% of that type of treatment. 

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